// how it works
See which strategy wins.
Enter your debts below. The planner compares Snowball (smallest balance first) vs. Avalanche (highest interest first) and shows exactly how much time and money each approach saves. Everything runs in your browser.
1 · Your debts
Disclaimer: Estimates assume fixed interest rates, no new charges, and consistent monthly payments. Actual results vary. This tool does not access your credit report or financial accounts.