// business credit readiness
Are you ready for business credit?
Building business credit separate from your personal credit requires proper entity setup, correct registrations, and strategic tradeline management. Check off each item as you complete it — your readiness score updates live.
// readiness score0%
Not started — begin with entity formation.
// 01
0/5Entity Setup
// 02
0/4EIN & DUNS Number
// 03
0/5Business Banking
// 04
0/5Tradelines & Vendor Credit
// 05
0/5Credit Bureau Reporting
// 06
0/6Score & Funding Readiness
Readiness tiers
| Tier | Score | What it means |
|---|---|---|
| Not Started | 0% – 10% | No entity or registrations in place. Start with forming an LLC or corporation. |
| Foundation | 11% – 30% | Entity formed, EIN obtained. Banking and registrations in progress. |
| Building | 31% – 60% | Banking set up, first tradelines opened. DUNS registered and profile building. |
| Established | 61% – 80% | Multiple reporting tradelines, positive payment history. Approaching fundability. |
| Fundable | 81% – 100% | Strong business credit profile. Ready for loans, LOC, and vendor terms without personal guarantees. |