Net-30 vendors that report.
These vendors offer Net-30 terms and report payment history to business credit bureaus. Pay early for maximum Paydex score impact. We earn no commissions — this list is verified by community feedback.
Uline
EasyShipping & Industrial
Reports to: D&B, Experian
Popular starter vendor. Requires EIN and business address.
Quill
EasyOffice Supplies
Reports to: D&B, Experian
Reliable reporting. Start with small orders.
Grainger
EasyIndustrial Supplies
Reports to: D&B
Requires business license in some states.
Staples
MediumOffice Supplies
Reports to: D&B
Business account, not personal. May require initial purchase.
Home Depot Pro
MediumConstruction
Reports to: D&B, Experian
Pro Xtra account. Good for contractors.
Lowe's Business
MediumConstruction
Reports to: D&B
Similar to Home Depot Pro.
Amazon Business
MediumGeneral
Reports to: D&B
Pay by invoice option. Mixed reporting reports.
Walmart Business
MediumGeneral
Reports to: D&B
Business account with net terms.
Costco Business
HardWholesale
Reports to: D&B
Requires established business credit.
FedEx
EasyShipping
Reports to: D&B
Open account with net terms.
UPS
EasyShipping
Reports to: D&B
Similar to FedEx.
Dell
MediumTechnology
Reports to: D&B, Experian
Dell Business Credit. Good for tech purchases.
HP
MediumTechnology
Reports to: D&B
HP Business Account.
Newegg Business
MediumTechnology
Reports to: D&B
Tech-focused vendor.
CDW
MediumTechnology
Reports to: D&B
B2B technology reseller.
Insight
MediumTechnology
Reports to: D&B
IT products and services.
Zones
MediumTechnology
Reports to: D&B
IT solutions provider.
Connection
MediumTechnology
Reports to: D&B
IT products and services.
Shoplet
EasyOffice Supplies
Reports to: D&B
Office supplies with net terms.
Office Depot
MediumOffice Supplies
Reports to: D&B
Business account required.
Vistaprint
EasyMarketing
Reports to: D&B
Business cards and marketing materials.
4imprint
EasyMarketing
Reports to: D&B
Promotional products.
Custom Ink
EasyMarketing
Reports to: D&B
Custom apparel.
WebstaurantStore
EasyRestaurant
Reports to: D&B
Restaurant supplies.
Global Industrial
EasyIndustrial
Reports to: D&B
Industrial equipment and supplies.
MSC Industrial
MediumIndustrial
Reports to: D&B
Metalworking and MRO supplies.
Fastenal
MediumIndustrial
Reports to: D&B
Industrial and construction supplies.
HD Supply
MediumConstruction
Reports to: D&B
Construction and industrial products.
W.W. Grainger
EasyIndustrial
Reports to: D&B
Duplicate listing — same as Grainger above.
Zoro
EasyIndustrial
Reports to: D&B
Grainger's online brand. Same reporting.
The Net-30 Strategy
1. Start Small
Open 2-3 easy vendors. Place small orders ($50-100). Pay immediately upon receipt.
2. Pay Early
Paydex rewards early payment. A $50 order paid in 5 days boosts your score more than a $500 order paid on time.
3. Build to 5+
D&B needs 4-5 reporting tradelines to generate a Paydex score. Aim for 5-7 vendors within 3 months.
4. Graduate
After 3-6 months of perfect history, apply for business credit cards that don't require personal guarantees.