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Credit Report Audit Wizard

Audit, compare, and organize manually supplied credit-report information. Your entries remain on this device unless you deliberately export or share them.

Saved only on this deviceNot saved yet

Complete one pass for each bureau and mark only facts that require review.

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Identity: names, birth information, addresses, and employers belong to meOwnership: every account is mine, joint, authorized-user, or marked unknownBalances and limits match recent statements or require reviewOpen, closed, paid, collection, and charge-off statuses are understoodPayment history is checked month by monthCollections list the expected collector, original creditor, balance, and datesEvery hard inquiry is recognized or marked for investigationPublic-record information is identified and verifiedReview items have supporting records or a research next step

Optional follow-up reminderShown only in your device workspace. Open the installed app to receive enabled reminders.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.