Search. Diagnose. Cook. Track.
Your credit report stays in this tab. It is parsed locally and never uploaded to FreeCreditBot.com.
Bring your report—or start manually.
Text-based PDF reports work best. Scanned images may need OCR, which this version does not perform.
Choose what you see. Get a reasoned next step.
Six deterministic paths cover the most common credit situations. Every result shows the rule that produced it—no hidden scoring and no server call.
Describe the item yourself.
Add a creditor, collector, inquiry, late payment, or personal-information error without importing a report.
Review possible issues.
Automated flags are leads, not conclusions. Compare each item with your own records before disputing it.
Build the letter.
Only include facts you can support. Attach copies, not originals, and keep a complete dated record.
Your letter will appear here.
Nothing is saved until you choose “Save to tracker.”
Your local case vault.
These records live in this browser’s local storage. They are not synced, recovered, or visible to us.