// complete source archive + current-law context

LAWFUL MONEY CLAIMS

Research archive—not a recommended debt strategy.

These documents are included in full at the bottom of this page. Several central claims conflict with the text of federal law. Do not use them to ignore a lawsuit, tax obligation, support order, or collection deadline.

The documents are preserved. The claims are not treated as proven remedies.

The most important contradiction is direct: 31 U.S.C. § 5103 expressly includes Federal Reserve notes as legal tender. The argument that paper currency cannot pay debts therefore should not be presented as settled law.

What to do instead

Claim-by-claim fact check

Are Federal Reserve notes legal tender?

Yes. Federal law states that United States coins and currency, including Federal Reserve notes, are legal tender for debts, public charges, taxes, and dues.

Does Article I, Section 10 require private debts to be paid only in gold or silver?

No. That clause limits what states may declare as tender. It does not prevent Congress from making United States currency legal tender.

Can a person send a private instrument to the Treasury to discharge a personal debt?

The submitted material does not identify a valid federal process that requires the Treasury to settle an individual’s private credit-card, child-support, tax, or judgment debt.

Complete submitted source documents

The wording below is preserved so readers can inspect exactly what was submitted. Inclusion does not mean endorsement.

Lawful Money Affidavit and Notice
Lawful Money - Affidavit and Notice 
See more detailed training and advanced tools in our Status-wealth Protection coaching section if you upgrade to that.
 
I always make demand for lawful money when I cash my paychecks and other checks in banks, either by redeeming them in lawful money pursuant to 12 USC 411, or by direct demand for $1 coins.   
And when the bank says that they don’t have enough $1 U.S. coins to negotiate my paycheck, I take the amount
of $1 U.S. coins that they offer to me, and accept any Federal Reserve Notes for the rest, but only in lieu of
lawful money $1 U.S. coins. 
Therefore, I only claim to use lawful money U.S. coins for all of my purchases, and never voluntarily use Federal Reserve credit or Notes, to purchase anything.
Therefore, my use of any Federal Reserve Notes is only in lieu of lawful money, due to the Federal Reserve Banks’ failure to fully satisfy my demand for lawful money U.S. coins.
Therefore, my inalienable right to property is intact, and neither the Federal Reserve bankers nor their debtor, the United States, have any security interest in, or liens or claims against, my property.
Therefore, I do not operate in commerce and remain under Common Law of the Republic, subject only to laws of the United States of America.
Therefore, I am not subject to statutes of the State of California, since those only apply to commerce.
Therefore, I am protected by the organic 1820 United States Constitution, and the organic 1849 California Constitution.
Therefore, neither I, nor my private property are subject to statutory definitions of the State of California and of the United States.
Therefore, neither I nor my property is subject to the Uniform Commercial Code or its State-adopted variations.
Therefore, I demand recognition of my inalienable right to property, since ownership of property is created by the application of labor, where the State was not involved.
Therefore, any gold and silver coins that I may possess, are owned exclusively by me, under common law, without any liens or encumbrances against them by anyone.
Furthermore, any paper currency payments that I receive, I accept only in lieu of lawful money US coins. And I redeem those in lawful money pursuant to title 12 USC 411, by making a demand for lawful money.
Therefore, unless rebutted point by point, I owe nothing to the State because I receive nothing from it, beyond the protection of my life and property, as per Hale v Henkel:
“Individual ...is entitled to carry on his private business in his own way. His power to contract is unlimited. He owes no such duty to the State, since he receives nothing therefrom, beyond the protection of his life and property. His rights are such as existed by the law of the land long antecedent to the organization of the State, and can only be taken from him by due process of law, and in accordance with the constitution.” Hale v. Henkel, 201 U.S. 43 at 47 (1905).

Executed on this ______ day of  _____________, 202__. Signed _________________________, sui juris.   
On land of state of the Union: _____________________________,	 _______________________ county

NOTARY PUBLIC
Subscribed and sworn to before me, a Notary Public, by the above-signed John Henry Smith,
This ______________ day of _____________________, 202__

MY COMMISSION EXPIRES:_______________         _______________________       Notary Public 


FRNs are OBLIGATIONS of the United States, which means PROMISSORY NOTES, and 12 USC 411 is the remedy for people to redeem those notes in REAL money upon demand. But since the US is bankrupt, it no longer has any real money to give you when you demand redemption. And that means that they're in DISHONOR, since you demand LM and they only give you their worthless debt notes instead, and because they DIDN'T pay their debts, that makes you a CREDITOR of US. Which means that you should have the power to SET OFF any fines that US and its agencies allege you owe them, merely by your signature.
 
But if you DON'T demand redemption (as most people don't), then you're a DEBTOR of the US, since you VOLUNTARILY use US's promissory notes (FRNs) instead of real money to buy things. So you're a DEBTOR of the US, because you use THEIR 'money' to pay for stuff. In other words, if you voluntarily use FRNs, you DON'T have a right of ownership, only right of possession, while the US retains the title to whatever you 'own'.
 
But that changes when you demand redemption in lawful money. Then the US or any of its agencies including the STATE OF... have no authority to regulate your stuff, since they DON'T have the title to it. How could they, when the US is your DEBTOR and you are its CREDITOR? Most of their adhesion contracts don't apply to you, since it's just as if you were buying things with real money. I.e. you're basically back under common law, where the de facto government has no authority, since you no longer engage in COMMERCE.
 
In other words, that's like being back in 1932 when people still had real money and consequently a right to property. Back under common law, under the laws of the Republic, and out from under the PUBLIC POLICY of the bankrupt United States. But in order to claim this creditor/freeman/sovereign status, you may have to be Domiciled on the land of the state of the Union, rather than be a corporate US person/ State resident.
 
*******************************************************************
So here's how one could use this info in practice:
 
1) Endorse all paychecks with the Lawful Money demand language on the back, and take scans of photos of them in case of an audit later.
2) Execute the Lawful Money Affidavit (optional but a good idea)
3) Send these two docs to the US Secretary of State.
4) Start exercising your unalienable rights without any permits and licenses. But be prepared for potential consequences if you choose this option.
5) If charged with a STATUTE violation, file a counterclaim for FRIVOLOUS PROSECUTION, since you've already notified them about your status as the state INHABITANT and CREDITOR of the US. I.e. The corporate STATE has neither personal nor subject matter jurisdiction, since you're no longer in commerce, but under common law.


NOTE: WE HAVE MORE UPDATED AND REFINED LAWFUL MONEY TRAINING DOCUMENTS IN THE STATUS AND WEALTH PROTECTION COACHING COURSE - Details here: http://youarelaw.org/join 
“Can’t Pay a Debt / Attorneys Can’t Make Claims”
IT IS IMPOSSIBLE TO “PAY” CHILD-SUPPORT (or other public types of debt)
BECAUSE (FRN) 18 U.S.C. § 8 FEDERAL RESERVE NOTES ARE NOT MONEY 
OR LEGAL TENDER? 

If this comes up, you may state in public court or put in a motion for a more definitive statement about what form of money is lawfully and constitutionally required to pay debt...or conditionally accept their offer to pay upon PROOF of CLAIM that “Dollars” are constitutional legal tender and REQUIRED by law to pay in. 
  
If they say you must pay in “Dollars” (Federal reserve notes), then ask ”what does the law say they can require”. What does a “dollar actually equal”… a debt, a coffee bean”, etc? They just created a violation of your rights under Title 42. DO you think you may just want to bring it up? The court and your government opponent surely won't do it for you.

What is a legal tender to pay child support, a judgment, IRS, bill mortgage etc? ASK THEM THIS…Don’t fight or tell them, but instead ask them the right questions. Put the burden of proof on them. MAKE THEM say it. FRN’S are not legal tender for a debt, so they can force you to use them in settlement of a matter in conflict with the constitution? Not lawfully anyway. No law can move ahead of the authority of the constitutional limits. 

So offer them coffee beans as equaling dollars…. It has been done. 

Put this before them in your motion, acceptance, or offer: The power of the state to declare a legal tender is limited to gold and silver coin. All “lawful money” of the United States is not legal tender for private obligations by the laws of the United States.”…The legal tender and gold contract decisions, taken in connection with the recent case of Woodruff v. State of Mississippi, 162 U.S. 291 (16 Sup. Ct. 820), are controlling here.” DENNIS v. MOSES, 18 Wash 537, at 595 (February 15, 1898). 

Article 1 section 10 of the US Constitution says:

No State shall enter into any Treaty, Alliance, or Confederation; grant Letters of Marque and Reprisal; coin Money; emit Bills of Credit; make anything but gold and silver Coin a Tender in Payment of Debts; pass any Bill of Attainder, ex post facto Law, or Law impairing the Obligation of Contracts, or grant any Title of Nobility.

So break that down…
Bills of Attainder are traffic tickets and similar charging instruments (bills)
Make anything but Silver or Gold a Tender in payment of debts (the court can not tell you that you HAVE to pay in “Dollars”...if they say anything else it is repugnant and treason against the constitution. Bring that up.
So when in court bring ups such an argument, have a copy of the above caption and Article 1 section 10 read, and then ask them before arguing anything (in letters or in court ask):
What evidence do you have proving you can lawfully require payment in “Dollars” for payment of debt? What law supersedes Article 1 section 10 of the constitution so I can look it up? Isn’t it treason against the constitution to demand anything else? Please identify the evidence of the species of money I have to pay, or dismiss? What does a Dollar mean in relation to Article 1 section 10 regarding demands for payment of debt? If you are an attorney, are you not making false and misleading claims and relying only on hearsay when you make claims or testify as you have? 

Titles of nobility are the lawyers under the BAR association. Not “licensed” but yet receive special treatment in the legal system. They self license, vs the state granting an actual license.  

So then enter a Motion to Dismiss or agree a dollar is worth a coffee bean, and settle there. 

In the end it is their own laws that tell it all – look up 18 USC § 8 and then 31 USC § 3124  - and use them in your correspondence. How can they tell you to break the law to pay them?  They can’t ! 

To stop something early - read carefully, 15 USC 1692 and claim they are making BILL ERRORS, identity theft fraud.

Set Off a Public Debt with Credit-Money Article
Why do you have the remedy to write contracts for “credit reserve value”?
(aka Insurance) Research everything before use.
The United States, a private for-profit Federal Corporation, is bankrupt and thus is required to pay our bills!  The united states “...is a corporation, a legal fiction that existed well before the Revolutionary War.”  
Republica v. Sween, 1 Dallas 43.   
United States Code Title 28, Part VI, Chapter 176, Subchapter A, § 3002; 
(15) “United States” means, (A) a Federal corporation
1933 March 9, a bank emergency [bankruptcy] was declared by President Roosevelt because of the insolvency of the United States. Executive Order 6073, 6102, 6111, 6260; Senate Report 93-549, pgs. 187 & 594, 1973.
1933 March 9, “The new money (paper promissory notes) is issued to the banks in return for Government obligations, bills of exchange, drafts, notes, trade acceptances, and banker’s acceptances. The new money will be worth 100 cents on the dollar, because it is backed by the credit of the nation. It will represent a mortgage on all the homes and other property of all the people in the Nation.” Senate Document No. 43, 73rd Congressional Record, 1st Session. 
1933 May 1, gold was transferred from U. S. Citizens to the United States by Executive Order 6102.
1933 May 23, Congressman, Louis T. McFadden brought formal charges (Congressional Record May 23, 1933 page 4055-4058) against the Board of Governors of the Federal Reserve Bank system, The Comptroller of the Currency and the Secretary of United States Treasury for numerous criminal acts, including but not limited to, conspiracy, fraud, unlawful conversion and treason. The petition for Articles of Impeachment was thereafter referred to the Judiciary Committee and has yet to be acted on.
1933 June 5, to mitigate McFadden's charges (and prevent being hung for treason), Congress passed House Joint Resolution 192 to provide U. S. Citizens the right to set off all debt obligations as the consideration (something bargained for i.e., an exchange) for the transfer (theft) of all the gold and property.
1950 Congress declared "bankruptcy and reorganization". Secretary of Treasury appointed receiver in the bankruptcy. Reorganization Plan, No. 26, 5 U.S.C.A. 903; Public Law 94-564; Legislative History, Pg. 5967.
1973 "Since March 9th, 1933, the United States has been in a state of declared national emergency (bankruptcy)..." Senate Resolution 9, 93d. Congress, 1st. Session, Foreword.
1977 Oct. 28th, the United States as a "Corporator" and "State" declared insolvency. State banks and most other banks were put under control of the "Governor" (Secretary of the U. S. Treasury) of the "Fund" (I.M.F.). 26 IRC 165 (g)(1); U.C.C. 1-201(23), C.R.S. 39-22-103.5, Westfall vs. Braley, 10 Ohio 188, 75 Am. Dec. 509, Adams vs. Richardson, 337 S.W. 2d. 911; Ward vs. Smith, 7 Wall 447.
1993 March 17th, United States Congressional Record, Vol. 33, page H-1303. Speaker-Rep. James Traficant, Jr. (Ohio) addressing the House: "Mr. Speaker, we are here now in chapter 11. Members of Congress are official trustees presiding over the greatest reorganization of any Bankrupt entity in world history, the U. S. Government. It is an established fact that the United States Federal Government has been dissolved by the Emergency Banking Act, March 9, 1933, 48 Stat. 1, Public Law 89-719; declared by President Roosevelt, being bankrupt and insolvent. H.J.R. 192, 73rd Congress m session June 5, 1933 – Joint Resolution to suspend The Gold Standard and Abrogate The Gold Clause dissolved the Sovereign Authority of the United States and the official capacities of all United States Governmental Offices, Officers, and Departments and is further evidence that the United States Federal Government exists today in name only.”
The SUBSTANCE of the American citizenry, their real property, wealth, assets and productivity that belongs to them, was pledged by the government and placed at risk as the collateral for US debt, credit, and currency for commerce to function. 
Under the 14th amendment and numerous Supreme Court precedents, as well as in equity, private property cannot be taken or pledged for public use without just compensation or due process of law. The United States cannot pledge or risk the property and wealth of its PRIVATE CITIZENS for any government purpose without legally providing them remedy to recover what is due them on their risk. Courts have long ruled that to have one’s property legally held as collateral or surety for a debt, even when one still owns it and still has it, is to DEPRIVE him of it since it is at risk and could be lost for the debt at any time. 
The United States Supreme Court said that the Constitution provides that “private property shall not be taken for public use without just compensation.” United States v. Russell, 13 Wall, 623, 627.
“Sureties compelled to pay debts for their Principal have been deemed entitled to reimbursement, even without a contractual promise… And probably there are few doctrines better established…” Pearlman v. Reliance Ins. Co., 371 U.S. 132, 1962
United States Code Title 31 section 3123 states that the US Government has an obligation to pay 'dollar for dollar' principal and interest in legal tender ALL debts accrued by the American people. 
Those backing the nation’s credit and currency cannot recover what is due them by anything drawn on Federal Reserve notes without expanding their risk and obligation to their own selves. Any recovery payments backed by this currency (FRNs or Federal Reserve Accounting Unit Devices; FRAUDs) would only increase the public debt its citizens are collateral for, which an equitable REMEDY was intended to reduce, and in equity would not satisfy anything, for there was no longer actual money of substance to pay anybody. In other words, there is no actual money in circulation by which debt owed from one party to another can actually be repaid.
Since 1933 no one has ever really been “paid” because there's been no money of substance. Every time we spend a dollar (IOU) we increase the national debt by that same amount. Every time we send our bills to the Treasury for the set-off we reduce the national debt by that same amount. Federal Reserve Publication “Public Debt, Private Asset” says the national debt is owed to its creditors - which is you and me.  
We simply need to act on it with knowledge. 
ALSO REVIEW
12 USC 411 shows a lot https://www.law.cornell.edu/uscode/text/12/411 
What is legal tender?  https://www.law.cornell.edu/uscode/text/31/5103 

Search LEGAL TENDER STATUS (US Treasury)
https://www.treasury.gov/resource-center/faqs/currency/pages/legal-tender.aspx