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Offer Comparison Matrix

Understand manually entered denial reasons, offers, and readiness factors. Your entries remain on this device unless you deliberately export or share them.

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Comparable inputs

Enter each offer exactly as quoted. The matrix estimates fixed-rate payment and total paid using the same formula for every option.

Option / lenderAmount financedAPR (%)MonthsFees financed / paidActions

Add at least two options to compare.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.