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Balance Allocation Planner

Model balances, limits, interest, dates, and payment scenarios. Your entries remain on this device unless you deliberately export or share them.

Saved only on this deviceNot saved yet

Purpose-built local worksheet

Record a payment-allocation scenario for deliberate comparison.

Cash availableCard ACard A balanceCard A limitPayment to card ACard BCard B balanceCard B limitPayment to card B

Allocation scenario

Optional follow-up reminderShown only in your device workspace. Open the installed app to receive enabled reminders.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.