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Account Status Checker

Audit, compare, and organize manually supplied credit-report information. Your entries remain on this device unless you deliberately export or share them.

Saved only on this deviceNot saved yet

Use the source report and account agreement; status words can describe different facts.

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Open/current: account is active and no payment is presently past dueClosed: account is no longer open for new activity; balance may still remainPaid: reported balance is zero or the obligation is satisfiedCollection: an account is being reported by a collection companyCharge-off: creditor accounting status; it does not by itself explain ownership or balanceLate: identify the exact month and 30/60/90/120-day levelUnknown: compare bureau legend and contact the reporting company for meaningStatus is compared with statements, closure letters, and payment records

Optional follow-up reminderShown only in your device workspace. Open the installed app to receive enabled reminders.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.